We help our clients become financially organised and financially independent.
Almost every client we meet express some level of financial disorganisation. They’re usually hardworking and busy individuals who are busy with their career and family and don’t have the confidence or know-how to manage their own financial affairs. We’re able to look at each element of their financial affairs and make them work better, work together and help our clients achieve financial independence.
And if we’re really honest, most of our clients don’t have clearly articulated goals, but they all want to achieve financial independence – that point where a passive income stream is equal to their current expenditure and they are free from their job, able to choose to keep working or choose something else. This becomes the target we aim for, the goal that our whole process is designed to achieve.
For those who love a little bit more detail, read below for what financial organisation covers.
Goals and Priorities
If it’s not something you’ve done much of, working out your goals can be difficult. We’ll help you to uncover your goals and set priorities for the short, medium and long term. We keep working with you as you reach your goals and we make new ones.
We’ll consider the right investment structures for you and once we work out how much cash you’ve got left at the end of each month, we can put together a portfolio of assets designed to reach your goals with low risk and high certainty.
Everyone’s got one (or five), but too many of us don’t even open the mail they send. We’ll help you understand the role of superannuation in achieving your goals and how we can optimise your superannuation.
Financial Independence Planning
Planning for your financial independence is the key to everything we do. We want our clients to be independent, free and with enough wealth to live the way they want.
Life happens, and sometimes that means things don’t go the way you had hoped. We help you mitigate risk, facilitate your estate planning and give you insurance options so that you can live out your priorities even if things don’t go to plan.
Advice isn’t a one-off process. Just like sailing, you need to constantly assess your position and make sure you’re still heading in the right direction. We walk with you through the ups and downs, the success and the challenge and always make sure we’re just a phone call away.
We use a whole range of tools to get you to your goals with low risk and high certainty.
|Superannuation Accounts||Life Insurance||Margin Loans|
|TPD Insurance||Pension Accounts||Salary Sacrifice|
|Wrap Investment Platforms||Budgets||Income Protection|
|Buy/Sell Insurance||Key Person Cover||Savings Plans|
|Estate Planning||Mortgage Broking||Business Risk Insurance|
|Managed Funds||Term Deposits||Trauma Insurance|