I love being a financial adviser. It’s a job that affords me the opportunity to meet people from all walks of life and to help them take control of their financial situation. I thrive on seeing the relief, joy and confidence people have when they have their finances organised. Some of my favourite meetings have been with clients who get everything organised and start to realise just how much they have, and how close they are to being able to change job, change lifestyle, do those home renovations etc.
In Australia the number one cause of stress is personal financial issues. Above family problems, work problems, health issues or the health issues of those close to you, personal finances is and has been consistently number one. I see this first hand, as clients come to me with good incomes, a growing asset base but are unsure if they’re moving in the right direction, making the right decisions, and ultimately if they’re finances are creating the life they want for their future. I love bringing clarity and organisation to that situation, and knowing that I’m helping people understand their financial situation and what it means for the future – putting my clients in control and letting them face the future with a clear understanding of what needs to be done.
I also love that I get opportunities to travel – most recently a trip to Cape Town (with a 2 week holiday through South Africa, Zimbabwe and Zambia) for our National Conference – and to be awarded the Aon National Rising Star award.
So how do I add value? Keep reading (and meet the rhinos).
More money. It seems obvious, but we help our clients save more, invest more, invest smarter, save tax and build the life they want. KPMG did an assessment back in 2011 that found those with a financial adviser were 4x more likely to have life insurances in place and after paying for that and adviser fees, still saved an average of $1,590 per year more than those without an adviser.
Less stress. As mentioned, having someone else manage your investments, super, life insurance, mortgage and estate planning to create a clear picture creates understanding and certainty that decreases your stress.
Organisation. Organisation is the key to removing financial stress and frustration, and empowering someone to move forward. When you’re finances are disorganised it’s like walking around with a rock in your shoe. It’s a small problem that impacts everything you’re trying to do.
Unlocking potential. Organised and clear finances open up all kinds of realms of possibility. Having a clear view of your starting point, the path ahead and the goal allows you to explore options and opportunities. That trip of a lifetime or home renovation might be much closer than you realised. Giving your kids a hand up, or starting your own business might be closer than you thought possible.
Accountability. One of the most common answers people give me when I ask them why they haven’t achieved their goals yet, is because no one is pushing them to. In our professional lives we all recognise the power and value of accountability for achieving our goals and it’s never more true than with financial goals. Money is so easy to spend, so easy to lose track of (accidentally or deliberately), and there’s no shortage of good marketing out there telling us to buy the latest this or that. Accountability helps to keep you focused on what really matters.
Objectivity. “My mate said it’s a sure bet” are famous last words for an investor. By being available for consultation and bringing an outsiders opinion we’re able to help you assess investments rationally, helping you to be aware of the risks involved and the possible returns.
Proactivity. We work with you to think through the transitions and decisions you’re facing and how to be prepared for them ahead of time. It might be setting aside an emergency fund, increasing your insurance because a child’s on the way or working out how to structure purchases for a new business. With regular review and assessment we create a plan for the ‘what ifs’ of life.
Education. We help you understand what’s going on in the world around you. Everything from asset performance to state and federal government budgets to global economic shifts, we’ll help to educate you so that you can understand what’s going on and how to respond.
If you’re busy, excelling in your profession, but haven’t got the time to get on top of your finances, get in touch and let’s get you organised. Hit the contact button, shoot me an email (email@example.com) or give me a call on 9382 8201.