I work with a lot of professionals and I’ve been encouraged lately to work with 30-40 year olds who are putting in place good habits and making good choices now. This isn’t the ‘norm’ though. Many of the clients I work with are experts in their field, great doctors or engineers or architects, but have never been taught how to manage money well. They feel financially disorganised and aren’t sure how it’s all going to work out.
Ultimately, they wantto be financially well organised, but there are some recurring reasons (pressure points) young professionals come to see me:
Superannuation is often the largest asset people own outside of their family home. We help to get you into the right super fund with high quality investments, low fees and good administration. This empowers you to make the most out of your super contributions over the lifetime of the fund.
Often professionals have the opportunity to invest in various assets throughout their lifetime. Picking good quality investments and avoiding the pitfalls of bad investments is key. We work with professionals to create investment portfolios that help them accumulate wealth, save tax and live the life they want.
Cash flow and budgeting
Many professionals have higher savings largely due to their higher income. They want to make the most of their money and understand the need for discipline and accountability. There are endless ways to spend money but with accountability and planning we help to keep your money in check and working for you.
Life insurance is the safety net that sits underneath everything else we do. Many professionals are able to handle the circumstances life throws at them as long as they keep their mind and body healthy and can continue to work. Life insurance is how we pay a little to be able to get a lot of something goes wrong. We help professionals work out exactly what they need to be covered in all circumstances and making sure nothing stops them from achieving their goals.
If you’d like help in any of these areas, don’t hesitate to give us a call on 9382 8201.